Mortgages refused for self-employed who took Covid grants

“I feel unfairly penalised. Furlough has been brilliant in that it has protected my job. But I didn’t expect to come out of the other side – with a deposit, no debt, a perfect credit rating, all of the things that should make me an ideal first time buyer – only to find out that banks just will not lend to me at all,” Ms Harding told the BBC.

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